This website provides educational information about health insurance options in Germany. We are not an insurance company or broker. Content is for guidance purposes only and does not constitute insurance or financial advice. Always consult a qualified insurance advisor for your specific situation.

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freelancer in germany working on health insurance application

Expat

Freelancer in Germany? 5 Costly Health Insurance Mistakes to Avoid

Being a freelancer in Germany gives you freedom — including the freedom to make expensive health insurance mistakes. Unlike employees, no one is managing your i...

March 27, 2026·6 min read

Expat

Arriving in Germany Without Health Insurance? Here's Your Step-by-Step Action Plan

You've just landed in Germany — or you're about to — and you don't have health insurance sorted yet. Don't panic, but do act quickly. Germany requires every res...

March 27, 2026·5 min read

Expat

Health Insurance Changes for Expats in Germany in 2026: What You Need to Know

The JAEG Threshold Has Risen to €77,400 The Jahresarbeitsentgeltgrenze (JAEG) — also known as the compulsory insurance threshold — has increased to €77,400 per ...

March 27, 2026·4 min read