Your Guide to Every Health Insurance Option in Germany
Expat Health Insurance was founded with a simple mission: to help internationals in Germany understand all their health insurance options — public (GKV), private (PKV), incoming insurance, and everything in between.
We know firsthand how overwhelming it can be to navigate a foreign healthcare system, especially when the stakes are as high as your health and financial wellbeing. That is why we built a comprehensive resource covering every insurance pathway, paired with access to licensed, independent brokers who help expats find the right fit — not just the most expensive plan.
Our Mission
To empower every expat in Germany to make informed decisions about their health insurance — whether that means joining a public Krankenkasse, choosing private coverage, or finding the right incoming insurance — by providing free, unbiased resources and connecting them with licensed professionals who truly understand their needs.
Our Values
Everything we do is guided by these core principles.
Independence
We are not tied to any single insurer or insurance type. Our brokers are independent and compare options across GKV, PKV, and incoming insurance to find what genuinely fits your situation.
Expat-First Perspective
We understand the unique challenges expats face. Everything we create, from our guides to our consultations, is designed for internationals navigating the German system for the first time.
Clarity
Germany's health insurance system is notoriously confusing. We cut through the jargon and explain every option — public, private, and transitional — in plain English.
Accessibility
Health insurance is personal and high-stakes. We make expert guidance available to every expat, regardless of income level, employment type, or insurance pathway.
What We Offer
Educational Resources
In-depth guides, articles, and tools to help you understand GKV vs PKV, eligibility rules, costs, and more.
Free Broker Matching
We connect you with licensed, independent insurance brokers who speak English and specialize in expat insurance needs.
Comparison Tools
Our calculator, eligibility quiz, and insurer comparison tools help you evaluate your options before making a decision.
Ready to Get Started?
Whether you are just researching or ready to switch, we are here to help at every step.