Barmenia Krankenversicherung
Premiums from
EUR 375/mo
Overview
Barmenia is a well-regarded mid-size PKV insurer known for innovative products and strong customer orientation. They offer particularly attractive tariffs for younger professionals and families, with comprehensive alternative medicine coverage that sets them apart from many competitors.
Key Facts
Founded
1904
Headquarters
Wuppertal
Customers
1.5 million
Type
Full comprehensive PKV
Pros & Cons
Pros
- Excellent tariffs for young professionals and families
- Strong coverage for alternative and complementary medicine
- Flexible tariff switching options within their product range
- Good digital health services including video consultations
- Transparent pricing with predictable premium development
Cons
- Smaller market presence than top-tier competitors
- Hospital network is less extensive in some regions
- Limited international coverage compared to global brands
Coverage Highlights
Comprehensive alternative medicine including osteopathy and acupuncture
Full outpatient coverage with specialist access
Single room hospital coverage with chief physician treatment
Dental coverage up to 90% including implants
Generous maternity and newborn coverage
Vision care with annual allowances for corrective eyewear
Tariff Information
Barmenia offers the einsA (premium), mehr (mid-range), and pur (basic) tariff families. The einsA tariff is consistently rated among the best in independent tests. Deductibles from 0 to 1,000 EUR.
Note for Expats
Barmenia has been expanding their English-language services and has experience with expat applications. They offer assistance through partnered brokers who specialize in international clients.
Claims Process
Claims can be submitted through the Barmenia app with integrated receipt scanning. Average processing time is 5-7 business days. They offer a transparent online portal where members can track claim status in real time.
Best For
Young professionals and families valuing alternative medicine coverage and flexible tariff options
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